All applicants and prospective applicants must be informed of the existence and terms of the Basic Policy, and provided with the opportunity to select the policy.

Online Car Insurance Rates

NJ Basic Auto Insurance Policy.

Get a quote for the lowest cost and lowest coverage Auto insurance policy in NJ.

If you need a basic policy with full coverage go HERE FOR QUOTES

Personal Service Insurance Basic NJ Car Insurance Quote Form!

Compare New Jersey Car Insurance quotes with bare bones coverage, but legal in NJ.
Get your best rate for NON-Standard Car Insurance 0-20 Points.

Get your quote emailed to you as soon as it is calculated.



I need help with *
Personal Service Insurance Company offers competitive rates for drivers with a few points.
How Many Points DMV/Insurance Points added together? *
MVC/DMV and or Insurance points added together.
Have you been declined coverage?
Have any companies declined you coverage?
Is Your License SUSPENDED?
If Suspended You will need A Licensed Driver.
Any AT-Fault Accidents last 36 months *
At Fault accidents are 5 insurance points each.
Phone #'s to reach you? *
Example 2019989915 Multiple Numbers O.K. Day Number/s Are Best.
Email Address? *
Email address where your quote will be sent.

Email Address Again *
Verify Email address to send your quote to.
Your Last Name? *  
Your First Name? *
Vehicle #1 Year|Make|Model *
Ford 2010 Mustang GT give as much information as possible. 4x4, se, dl, le etc. Enter VIN for most accurate quote, especially for Full Coverage.
Vehicle #2 Make|Year|Model Leave blank if no other vehicles
Your County? *
Enter your NJ County of Residence
Town Name/City? *
Enter your NJ City of Residence
Male or Female? *
Rates are gender based select Male or Female
Date Of Birth/Age *  
ex: 09/19/1974
Marital Status *
Distance Driven- miles per day *
One Way mileage to work or school.
Liability Limits needed *
Property Damage needed *
PIP Personal Injury Protection needed *
This covers medical expenses from auto accident etc.
   
PIP Medical Personal Injury Protection deductible *
Your out of pocket deductible for medical claims.
Does Vehicle Have Any Airbags? *
Your Street Address *
Zip? *
Your State? *
Quotes for New Jersey Residents Only.
Are cars Leased/Financed/Paid Off? *
Is vehicle Registered to you? *
Title is OK, Registration Expired Ok.
How many licensed drivers in house: TOTAL # *
Please select the total number of licensed drivers in your household.

When do you Need Coverage?
Have you Had a DUI/DWI last 3 years?
DUI-DWI equal 9 Insurance Points for 3 years from court date.
Enter your drivers license # for most accurate quote.  
If no drivers license is entered your quote will be based on the information/points etc that you supply.
Additional Information Other Drivers-Other Vehicles  
Please list other drivers that need to be insured above Age M/F D.O.B. points vehicle driven etc. Add any additional information that you that important.
Your Quote will be emailed directly to you. ***You may need to check bulk Email folder to find your quote, especially with free email services, Yahoo or Hotmail etc.***

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New Jersey Car Insurance preferred drivers go here if you have a leased vehicle.

 

 

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